THE ADVISOR DIGITAL TWIN

Secure your legacy with an intelligent digital twin.

Wallace Succession builds a digital twin of you: a living playbook of how you run your practice, your cadence, your rules, and the reasoning behind each decision, audited against what you actually do. When you step back, your successor runs your twin from day one, so the judgment you spent a career building doesn't walk out the door when you do.

Built for RIAs, wealth managers and family offices. Your files never leave your computer.
Digital TwinLiving, v3.2
Review cadence
Tier A every ~90 days
98%
Tax-loss harvesting
Continuous, not year-end
92%
Down-market protocol
Call priority clients within 5 days
88%
Robert Chen's practice, ready to hand to the next advisor
$11.9T
in assets set to change hands this retirement wave
106,000
advisors retiring within the next decade
72%
of new advisors fail in their first years
63%
of firms call training junior advisors a major challenge
Sources: Cerulli Associates, U.S. Advisor Metrics 2024 and 2025.
THE RETIREMENT CLIFF IS HERE

Your real value isn't the book. It's the judgment that runs it.

When you retire, the assets transfer but the methodology walks out the door, the segmentation, the cadence, the hundred small rules that live only in your head. Clients feel the drift, and they leave.

Your methodology is undocumented

Decades of judgment, how you tier clients, when you act, what you say in a downturn, live in your head, not in any system.

Handoffs quietly lose clients

External transitions can bleed a meaningful share of clients in the first couple of years, as relationships fail to transfer and the service model quietly changes.

Your life's work loses value

A book that erodes the moment you step back is worth a fraction at sale, and leaves your clients worse off.

HOW IT WORKS

Capture. Codify. Continue.

Three simple steps. No IT project, no new software to learn, no data leaving your hands.

STEP 01
Capture

Upload your notes, client data, and the way you work, then answer a few plain-English questions. That's it.

About 10 minutes to start
STEP 02
Codify

Wallace's AI turns it into your digital twin, a living playbook of your rules, your cadence, and the reasoning behind each decision, so the way you run the practice is captured and can be carried forward.

Reviewed and approved by you
STEP 03
Continue

Your successor runs every client exactly the way you did, from day one. They ask your digital twin anything and it prompts them with your next step, so your method carries forward without you in the room.

Continuity your clients never feel
SEE IT IN ACTION

Ask your digital twin anything. It answers the way you would.

Your digital twin answers only from your signed rules and says 'not covered' rather than guess. It prompts the next advisor before the moments that matter, and routes every gap back to you to fill, so it sharpens exactly where they needed it.

When do you rebalance if a portfolio drifts past 5%?How often do you meet a household over $2M?How do you time tax-loss harvesting across the year?What do you do in the first 48 hours of a 10% drawdown?How soon before an RMD deadline do you reach out?How often do you review a Tier B household?
How do you handle tax-loss harvesting?
Harvest opportunistically all year, not just in December. Offset realized gains first, then bank losses inside the wash-sale guardrails, and always check held-away accounts before selling.
Answers come from Methodology Profile v1.7, in the advisor's own rules.
What would the advisor do about…Ask
THIS WEEK
Adherence: your reviews matched your stated cadence on 9 of 11 households.
Drift: two trades landed outside your 5% band. Did the rule change, or was it a slip?
STAYING CURRENT
Weekly digest sent. One data source is going stale, refresh it when you can.
ACCESS
Successor
Read access
Illustrative example.
AUDITED, NOT ASSUMED

A digital twin audited against what you actually do

Anyone can write down what they think they do. Wallace replays your real history against your rules, scores how closely your practice matched, and keeps watching for drift, so your twin reflects how you truly operate.

96%
Sample adherence score, graded against six months of real decisions
Illustrative
Graded against your history

Wallace replays your recent months against the manual and marks where you followed each rule and where you didn't, producing an adherence score instead of a flattering self-portrait.

Catches drift in both directions

As new activity comes in, it flags where your behavior diverges from what you signed and asks the honest question: did the rule change, or did you slip?

Proof, not a guess

Every rule carries where it came from and how confident we are in it, so your successor inherits a manual that has been checked against reality, not just written down.

A LIVING TWIN

Not a binder that gathers dust. A mentor who doesn't retire.

Your practice evolves, and so does your digital twin. Every new note, meeting, and decision keeps it up to date, so it's always ready, whether succession is five years away or arrives unexpectedly tomorrow.

Always ready. Planned exit or emergency, your successor inherits a current, complete playbook, not a scramble.
You stay in control. Every update is proposed to you to accept, edit, or reject. Nothing changes without your sign-off.
A continuity record. A documented, versioned history of how the practice is run, an asset in its own right.
What changed this month
Suggested updates to your digital twin, you decide.
Reviewed, accepted
New rule: RMD outreach at age 73
Captured from 4 recent client notes
Pending your review
Cadence shift for tier B households
Reviews trending to every 4 months
Flagged
Retire an unused rule?
Not observed in 14 months
THE OUTCOME

Turn a costly handoff into a seamless one

Wallace Succession handles the part most plans miss: transferring how you actually run the practice to whoever steps in. It doesn't value your book or find your buyer. It makes sure that once a successor is in place, your clients never feel the change.

Preserve book value

Protect the enterprise value you spent a career building, so it transfers whole.

Keep your clients

Trade the client losses of a handoff that feels abrupt for the near-seamless retention of one where the successor already runs things your way.

A successor ready on day one

The next advisor steps in fluent, asking your digital twin anything and getting the right nudge before the moments that matter, guided by your method at every client.

BEYOND SUCCESSION

Not just for the day you leave. An everyday assistant for the whole practice.

The same digital twin that protects a handoff works every day in between. It is a private assistant your team can ask anything, and it prompts newer advisors with how your firm actually does things, so the knowledge stops living in one person's head.

Train the next generation faster

New advisors get answers in your firm's voice the moment they need them, plus a nudge toward the right next step, so they ramp in months instead of years. 63% of firms call training junior advisors a major challenge (Cerulli, 2025).

An office GPT that knows your playbook

Ask how the firm handles a rollover, a down market, or a review cadence, and get the answer your senior advisors would give, grounded in your documented methodology.

Knowledge that stays in the firm

Every rule, reason, and best practice is captured once and available to the whole team, so a resignation or a retirement never walks the playbook out the door.

BUILT FOR FIDUCIARIES

Your data stays yours

We built Wallace Succession the way advisors need it: private by default, and squarely inside your fiduciary duties.

Processed, not stored

Your files are read on your own computer, and only the anonymized pattern leaves it, never names or account numbers. We keep the playbook, not your client roster.

Software that supports you

Wallace equips whoever sits in the advisor's seat. It never steps into your client relationships; you stay the advisor your clients know and the one making the calls.

SEC-registered adviser

Built by Wallace Finance, an SEC-registered investment adviser that lives by the same rules you do.

You stay in control

Nothing enters your digital twin without your approval, and you can export or delete it at any time.

QUESTIONS

Everything you're wondering

Do I need to be technical to use this?

No. You upload files and answer a few plain-English questions. The AI does the heavy lifting, and everything it produces is reviewed and approved by you. If you can send an email, you can build your digital twin.

What happens to my clients' data?

Your files are read on your own computer, and only the anonymized pattern, never names or account numbers, is sent up. We store the derived methodology and its history, not your client records, and you can export or delete your digital twin at any time.

How long does it take to get started?

About ten minutes to begin. You'll have a first draft of your digital twin the same session, then refine it over time as your practice evolves.

What if my succession is years away, or happens suddenly?

That's exactly why it's a living twin. It stays current as you work, so whether you're planning a handoff for 2030 or an unexpected event happens tomorrow, your successor inherits a complete, up-to-date digital twin.

Does this replace my judgment?

Never. It captures your judgment so it can be carried forward by the person who takes your place. You stay the decision-maker; your digital twin makes your decisions transferable.

GET STARTED

Your legacy is worth protecting.

No credit card. Built for advisors, not engineers.
WALLACE SUCCESSION

Intelligent succession planning that keeps your methodology, and your clients, when you step back.

Wallace Finance is an SEC-registered investment adviser. Wallace Succession is software for financial professionals; it provides no investment advice, takes no custody of assets, and exercises no discretion. Statistics are drawn from third-party industry research and provided for illustration. Figures and product depictions are illustrative and not a guarantee of any outcome. Copyright 2026 Wallace Finance. All rights reserved.